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Here's the deal: You may read the information on the site for free and ask questions. As and when I have the time I'll answer the questions on the website and add new articles. Please do not consider it to be advice - the only free investment advice is to apply your own mind. If you are worried about your investments, I am willing to have a look and improve it. If you are destitute I will try to help free of charge (but you join at the back of the queue). If you are not destitute then email me and we can agree a lower fee (percentage terms, repeating monthly, is fine) than you are currently charged. I have limited time available, and will prioritise the work accordingly, so please be patient. Email me at invest@freeinvestmentadvice.org detailing the situation for which you'd like advice. Rob Baker

Required FSP Licence to Give Living Annuity Advice

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It can be a little confusing to understand what category FSP licence is required in order to give financial advice on living annuities. The short answer is that in order to be able to give investment advice on all the different variations of living annuities, the FSP needs to be licenced for both:

Variations of Living Annuities

Click here to see the details of the FSB cirilular on which this article is based.

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